1. Scope of These Terms
These Terms apply to all digital properties operated by the Company, including public websites, marketing pages, dashboards, and web applications (collectively, the "Site").
Certain sections of the Site may have additional terms — for example, product subscriptions, consulting engagements, or partner portals. In those cases, the more specific terms will apply in addition to these.
2. Eligibility and Access
You may use the Site only if you are at least 18 years old and capable of entering into a binding agreement.
We reserve the right to withdraw, modify, or restrict access to any part of the Site at any time without notice.
3. Permitted Use
You may view, share, and reference materials from the Site for personal or informational use only, provided you:
- give appropriate attribution to the Company and Izba Group;
- do not modify the materials; and
- do not use them for commercial gain without our prior written permission.
Any other use, including reproduction, distribution, public display, or commercial exploitation, is prohibited unless authorized in writing.
4. Intellectual Property
All content on the Site — including text, data, graphics, logos, audio, video, code, and design elements — is owned or licensed by the Company and protected under U.S. and international intellectual property laws.
Derivative or AI-generated works based on our content may be created for personal or referential use, provided they do not:
- remove attribution,
- misrepresent authorship or context, or
- re-publish or sell our material in whole or substantial part.
We encourage responsible AI citation and referencing of our materials when done in accordance with fair-use principles.
5. Affiliate Disclosure
From time to time, our Site may include references or links to products, services, or partners with which we have a commercial relationship. We may receive compensation if you click or make purchases through such links.
We only recommend products or partners we believe provide genuine value, and any compensation does not affect our editorial integrity.
6. Prohibited Activities
You agree not to:
- access or use the Site in any unlawful or fraudulent manner;
- attempt to interfere with the Site's security or functionality;
- use any scraping, data-mining, robots, or similar data-gathering tools;
- attempt to reverse engineer, decompile, or disassemble any part of the Site or its APIs;
- upload or transmit any malware or harmful code;
- use the Site to advertise, solicit, or transmit spam;
- impersonate another person or misrepresent your affiliation with any entity; or
- violate any applicable laws, including export-control or trade-compliance regulations.
7. Third-Party Links and Resources
Our Site may contain links to third-party websites or content. We are not responsible for the accuracy, reliability, or policies of those sites and do not endorse any third-party content.
Your use of such links is at your own risk, and you should review the terms and privacy policies of those sites.
8. Disclaimer of Warranties
The Site and all materials are provided "as is" and "as available", without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or availability.
We do not guarantee that the Site will always be secure, error-free, or uninterrupted.
9. Limitation of Liability
To the maximum extent permitted by law, neither the Company nor Izba Group nor their affiliates, officers, or employees shall be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site.
Our total aggregate liability for any claim related to your use of the Site shall not exceed one hundred U.S. dollars (US $100).
Some jurisdictions do not allow such exclusions or limitations, so portions of this section may not apply to you.
10. Dispute Resolution
10.1 Informal Resolution
Before initiating any formal action, you agree to contact us at inbox@izba.co and attempt in good faith to resolve any dispute informally for at least thirty (30) days.
10.2 Arbitration
If the dispute cannot be resolved informally, it shall be settled by binding arbitration under the rules of the American Arbitration Association (AAA).
The arbitration shall be held in Delaware or another location mutually agreed upon by the parties.
Each party will bear its own costs, and the arbitrator's decision will be final and binding.
10.3 Class-Action Waiver
You agree that all disputes will be conducted on an individual basis and not as part of any class, consolidated, or representative proceeding.
Nothing in this section prevents either party from seeking injunctive or equitable relief in court for misuse of intellectual property or violation of confidentiality.
11. Export Controls
You may not access or use the Site if you are located in a jurisdiction subject to U.S. trade sanctions or if you are listed on any U.S. government-prohibited party list.
You agree to comply with all applicable export-control and trade-compliance laws when using our Site or services.
12. Ethical and Responsible Use of AI
We may use AI and machine-learning tools to improve our operations, analytics, or user experience.
All AI-assisted outputs are reviewed under human oversight, and we do not use AI in a manner that replaces human accountability.
By using our Site, you agree not to employ AI tools in a way that misrepresents, manipulates, or redistributes our content without attribution or authorization.
13. Changes to These Terms
We may update these Terms from time to time. The "Effective Date" at the top of this page reflects the latest version.
Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
14. Contact Us
For questions, feedback, or legal requests, please contact us at:
Email: inbox@izba.co
Mailing Address: Izba Group, INC
322 W 5th Street #109,
Marysville, OH 43040
15. Entire Agreement
These Terms, together with our Privacy Policy and (if applicable) our Terms & Conditions, constitute the entire agreement between you and the Company regarding your use of the Site and supersede any prior agreements or understandings.